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Write Off Debt With An IVA

If you are struggling with unaffordable debts an IVA may be your best option.

JIVA Test – Find Out
You’re Eligible

How much debt do you need help with? How many different debts do you have? Are You A Homeowner? About how much can you afford?
So we can text you your results So we can email you your resultsults

We don’t judge. We are open, honest and helpful.

We’ll help you decide if applying for an IVA is your best option.

What can an IVA do for me?

50,000 people have chosen an IVA in the past year

A single, lower payment

Repayments based on what you can afford – not what you owe.

Interest stopped

No more interest or charges added.

Some debt written off

Up to 70% of money owed could be written off.

Protection from creditors

No more creditor letters, calls or legal action.

What is an IVA?

An IVA is a debt solution to help people with little prospect of repaying their debts in full, but able to commit to regular payments to repay them in part, (normally over 60 months) in exchange for the rest being written off.

If you owe at least £5,000, are struggling with payments but can commit to at least £90 per month, you may qualify for an IVA.

How An IVA Works

We’ll review your financial situation to determine your level of debt what you can afford to repay each month. If an IVA is suitable, we can make a formal proposal to your creditors.

If this is accepted, no more interest or charges can be added to your debts.

Provided you maintain payments, all unpaid debt is written off at the end of the IVA, which normally lasts 60 months.

Debts We Can Help With

Most debts can be included in an IVA

Credit Cards

Unsecured Personal Loans

Payday and Doorstep Loans


CCJ Debts

Catalogue Debts

Council Tax Arrears

Gas, electric & water arrears

Real People – Real Reviews

We’re Helping Change Lives Everyday

Everyone that has helped me through the hard times at swift have been excellent the whole way through. I never thought it could be so easy to regain control of payments again. Big thank you


After weeks of worry and sleepless nights I decided to contact Swift Insolvency Solutions they were extremely understanding and talked me through all my options.